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CAMICO – Your One-Stop Resource for CPA Business Insurance Solutions
Endorsed by California Society of CPAs 

CAMICO was formed in 1986 in response to a professional liability insurance crisis that left many CPAs vulnerable with inadequate coverage at sky-rocketing premiums. For over 26 years, CAMICO has stayed true to its promise to be there for CPAs, providing a stable source of liability insurance through the tough times as well as the good. 

As a company singularly focused on CPAs, our products and services are designed to deliver the personalized expertise, support and solutions necessary to protect CPA firms. Contact CAMICO and our team can help you select the right coverage options for your firm.

PROFESSIONAL LIABILITY (PL) INSURANCE
As a CPA, you need PL insurance to cover damages in the event of an error or omission committed by your firm while providing professional services. CAMICO understands that safeguarding the assets of your firm from the financial consequences of a claim is of utmost importance. That is why, in addition to comprehensive PL policy coverage, policyholders have access to loss prevention hotlines and a wide range of practice and risk management resources and tools, created by CPAs. 

EMPLOYMENT PRACTICES LIABILITY (EPL) INSURANCE (for firms with 1-30 employees)
Designed to protect your firm from employment-related claims, our EPL insurance provides cost-effective and comprehensive defense and indemnity coverage for the firm’s full-time, part-time and contract workers. Policy covers broad definition of wrongful acts such as discrimination or harassment, failure to promote, hostile work environment, and wrongful discharge.

EMPLOYMENT PRACTICES LIABILITY (EPL) INSURANCE (for firms with 31 or more employees)
This policy provides coverage for loss (damage and defense costs) arising out of a broad range of allegations. While these allegations are often groundless and false, the cost to defend your organization against such claims can significantly impair your bottom line. We can scale our EPL coverage to meet the needs of your firm and to provide protection against financial loss and damage to reputation. 

BUSINESS OWNERS PACKAGE (BOP)
The BOP allows you to combine your firm’s property and general liability coverages into one convenient packaged policy. Essential for business owners, the BOP provides critical protection against troublesome lawsuits and unexpected losses resulting from broken equipment, fire, and theft. 

WORKERS’ COMPENSATION (WC)
As a business owner, your employees are your most valuable asset. Ensuring that you and your employees are protected is necessary. This insurance provides benefits to employees who are injured or become ill during the course of, or due to, employment. Having a WC program that is properly managed is vital to insuring that your bottom line is not adversely affected when an employee gets injured or ill while on the job. 

PERSONAL UMBRELLA (PU)
This insurance provides additional liability coverage for claims that exceed, or may not be covered under, the limits of your primary insurance policy. It is designed to protect you from major claims and lawsuits and takes effect when the limits on your other policies have been exhausted. Having that extra layer of liability protection is essential to securing your assets, lifestyle, and future. 

CONTACT INFORMATION
1800 Gateway Drive, Suite 300; San Mateo, CA 94404
Phone: 1.800.652.1772        Email: inquiry@camico.com        Web: www.camico.com

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The Savvy CPA: www.thesavvycpa.com