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November 26, 2008
By David R. Motes, CPA
 The
end of the calendar year is rapidly approaching, and the holidays are
almost here. As you know, the past year has been very unusual and
challenging. In my lifetime, I have not seen the major events that we
are experiencing. The economic and financial difficulties have been
devastating to many of our close friends and clients, and it appears
that a period of uncertainty remains. I am frequently asked, “Have we
reached the bottom of our financial crisis?” My crystal ball does not
have the answer. I wish it did. Unfortunately, these events have
impacted the lives of everyone and will continue to do so for a while.
Despite these difficult times, it is very important for all of us to
take a moment and reflect on all of the positive things for which we
can be grateful.
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